Our Fees

Please see terms and conditions for charges.

The information contained in this table summarises key product features of the Muloot Money Prepaid Mastercard Business element of the business account and is not intended to replace any key terms and conditions,


Application Fee £55 (refundable if we cannot approve you)
Minimum Monthly Charge £12.50

On Application

Card Issue Fee FREE
Additional Card Fee £5.00, maximum 4 additional cards available
Limits Maximum card balance £5,000
Usage restrictions For full details please refer to the Terms and Condition

Ongoing Features

Transaction fees 2.75% of the transaction value, per purchase transaction outside the UK
Cash withdrawal fees £1.50 for ATM withdrawals within the UK
£3.00 plus 2.75% of the transaction value for ATM withdrawals outside the UK
£5.00 for a cash advance within the UK
£5.00 for a cash advance outside the UK
Balance enquiry 15p per balance enquiry by SMS
Service fees FREE replacement PIN
Service fees FREE replacement PIN

Currency Conversion

Currency conversion fee 2.75%
Transfer transaction fee FREE


Electronic credit £0.30
Cash Credit (plus £2 processing charge) 0.75%
Cheque Credit (Minimum charge £0.50 per cheque)* 0.75%


Faster Payment via Call Centre £10
Faster Payment Online £7.50
Next Day Faster Payment via Call Centre £3.50
Next Day Faster Payment Online £0.30
Standing Order £0.30
Direct Debit £0.30
CHAPS £30.00
Rejected Standing Orders or Direct Debits FREE


Additional card £5
UK Point of Sale Fee FREE
UK ATM fee £1.50
International Point of Sale Fee 2.75%
International ATM currency conversion fee £3
Card reissue fee £3.95
PIN reissue fee FREE


SMS balance enquiry (additional operator charges may apply) £0.15
Statement copy (up to 3 months) £5
Admin letter £5
Subject Access Request FREE
GIRO Book £10
Transfer from card to billing account £5
Cheque credit returned £5
Counter cash £5